Tips on how you can avoid overspending

Have you ever checked your bank balance and wondered where all the money you had ‘disappeared’ to? You could also have had huge wads of cash in your wallet only to discover that a lone note is remaining. All these will always happen as long as you don’t have a spending plan, meaning that you are more likely to buy stuff that you do not even want, and are more prone to impulse buying, creating a challenge of overspending.