Editor, RE: “BK net profit increases to Rwf16 billion in first 9 months of 2015” (The New Times, November 23). How interesting that these record profits are announced in the very same edition of the paper where in another article the excessively high interest rates of banks throughout the nation are called into question, as they should be. Perhaps Bank of Kigali could take the lead in reducing its interest rates, knowing that it will still continue to make tremendous profit while at the same time making it possible for more people, especially citizens who are poised to enter the middle class, to have access to money to expand their small businesses which we know is the foundation upon which a nations economy is based. Take the lead BK! Rhett