The global financial crisis has hit hard and its effects are increasingly likely to trickle down to developing countries with Rwanda not an exception. How capable are you to remain afloat as debt-laden European countries opt for austerity?However much your erroneous conviction that there is nothing much you can do, there are various measures at your disposal to personally rake charge including what I term as crisis saving.Crisis saving may be different from your routine savings culture. But not everyone can go beyond crisis saving.But how do you manage it. When you earn extra money, in your expenditure, forego some of the things you think are important to your life and make the savings. Let’s look at it this way. When you are used to taking three meals a day and instead opt for one a day, yes it sounds crazy but that would actually vividly tell you what crisis saving means.What about when you cut back on your refrigerator budget, reduce on the weekend holidays and outings, cut the kids ice-cream budgets, bring down your wardrobe shopping- visit cheaper garment stores.Have you ever tried to calculate how much you spend to make your house tidy? How about minimising  on the amount of money that goes to this?Create an emergency basket fund from your savings to offset the financial crisis through crisis saving.  More often than not, most people involuntarily save by crisis but ignore the creation of a separate savings basket. Because of this, even when the crisis is over, they continue to endure the financial anguish. So, when do you start to save by crisis and when do you actually end the practice?Simple, when you realise that your income supersedes your expenditure, then that is the time to stop.All things considered, it not always viable to apply crisis saving whenever financial difficulties crop up.