As much as banks and businesses can run bankrupt and need loans and capital injection to kick-start them, so does an individual. But this time you may not need a loan or capital to jerk your personal finances, your little savings have to perform this magic to rescue you from collapsing. Personal bankruptcy may not necessary mean that you are poor or don’t have money at all. Rather, it means that you have run short of money, or cannot access your accounts at that moment or your debtors or employer have not yet paid  you, thus making you fail to execute your needs. So what are these magical little angels called savings that you need at this critical time? Simple, buy simple items that you may need to sell later when need arises.While some people may not value savings, it is always magical in emergency issues. You may buy these items when you have enough money buy simple items which you may even use and sell them later when you feel you need money. Some of these items include mobile phones, accessories, Ipads, laptops among others as they are always on demand. These items hold up money that you would have rather spent or put in the bank. You have to remember that such magical savings do not necessarily mean your possessions that may leave you with nothing to use but are rather emergency items.Try to buy simple, smart and nice looking products. Products that may not depreciate or get worn out and ultimately lose value. The more you get a close eye to the market for such products, the more you could easily reap hefty profits from your savings.