With the introduction of Automated Teller Machine card-ATM, the stress of lining up in the banking hall just to make a quick withdrawal to buy goods for your home, or pay for the pick-ups you made last evening while rushing home is becoming history.You now need only a few minutes to get to the ATM machine, withdraw your money and leave. But have you ever sensed that there is a more efficient way to shop without necessarily going to withdraw cash from the ATM to shop? Armed with your card, you can go straight to a supermarket that accepts cards and start shopping. The amount of money you have used will be deducted from your card using a machine that acts as an ATM- and a receipt printed to confirm that the amount of money you have used is what has been deducted. Even more rewarding is that there are no charges for this transaction. Remember that you are as safe as when you are using the ATM machine.Although most banks have not rolled out the Point Of Sales-POS in most shopping centres, you can still enjoy the fun of shopping with your card at recommended supermarkets using your card and avoid the inconvenience of rushing, carrying cash and the typical delays at payment counters at supermarkets. Even more convenient is that in case you forget to jot down some items on your budget list and only remember about them when you are already at the shopping outlet, you only need to add such items to your list and pay using your card. Moreover, with many other cards coming into the market such as bus fare cards, you do not need to worry about how much you have to carry and pay. Be smart and beat the time by going electronic.