Editor,

RE: "A strong savings culture will ultimately lead to lower interest rates, says BK’s Diane Karusisi” (The New Times, October 31).

The savings culture should be in everyone’s mind and avoid that thinking that you save the remaining. If people stick to this mindset, the saving target could not be met.

This should start from youths so they know how to appropriately use their money and leave a portion of it as savings for their future.

You start small and later reach the sky. Thanks for this campaign.

Israel Cyuzuzo